Anna, a mother from Poland writes...
"I am originally from Poland, but have lived in the UK for 3 years. My husband is English and we live in Hampshire.We have a son, who is nearly two.
I am trapped at home and I can't work, despite having 2 degrees. UK has the most expensive childcare in Europe, and possibly in the world. Last year's inflation was 4%, but the cost of childcare rose by 7%. Most countries on the Continent heavily subsidize nurseries, so that women don't have to hand over their entire salaries to nannies or nurseries. My Danish friends pay the equivalent of 90 pounds for full-time nursery per month. My friend here pays approx. 900 pounds - ten times as much, though average earnings here are by no means ten times the average Danish salary. Nurseries are either for the rich or those on low income or single parents - once again, middle class is the one bearing the brunt of such extortionate costs of childcare.
The government's record on this issue is a disgrace - and as long as nothing is done about making childcare more widely available and, above all, affordable, things will only get worse ad the birthrate will continue to fall. My English friends' attitude is that they can't change the system, so they make do as best they can - but I believe we need to speak up about it, as putting up with the bad situation is not the answer."
Thank you, Anna. Never a truer word spoken. In Britain, working women are effectively taxed TWICE. First, the Excequer taxes them. Then, they have to pay their childcarer's wages, including that person's TAX, NATIONAL INSURANCE and, if they employ childcare in the home EMPLOYER'S TAX (please excuse the capital letters, but this issue makes me VERY ANNOYED) - all, I repeat, out of their own net wages.
Let me give you an example. Say you paid your childminder/nanny an average salary of £300 a week. You would then receive a bill from the Inland Revenue of approximately £560 a month for his or her tax and national insurance. That means childcare costs of approximately £450 a week, which is the equivalent of roughly £24,000 a year. But remember, you have to find that money out of your own NET income because childcare in Britain is not tax deductible (interestingly, chauffeurs are. What does that tell you about this Government's priorities?). Add roughly one third... and you need to earn another £8000 a year - JUST TO COVER YOUR CHILDCARE COSTS.
That's 30 grand before you've even bought so much as a coffee and a croissant on your morning commute. But it's okay because CHAUFFEURS are tax deductible. Hurrah.
I'm going to lie down in a darkened room for a bit now and calm down.
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